⚖️ Personal Injury Claims & Settlement Valuation

Learn how a U.S. personal-injury claim is built and valued from the moment of injury to a signed settlement — so you understand what your case is realistically worth before and while you work with a lawyer. It maps to Personal Injury — Negligence & Damages. The course is organized into 11 modules, ending with a final exam (pass mark 80%). It is independent, free exam-preparation training — not an official or accredited review course.

What you'll learn

• The Negligence Framework: Duty, Breach, Causation, Damages
• Economic vs Non-Economic Damages
• Valuing Pain & Suffering: Multiplier and Per-Diem
• State Fault Rules: Comparative vs Contributory Negligence
• Documenting Medical Specials & Lost Wages
• The Settlement Lifecycle: Demand, Negotiate, Settle
• Liens & Medical Bills: Protecting Your Net Recovery
• Claim Types: Car, Motorcycle, Slip-and-Fall
• When You Need a Lawyer — and How Fees Work
• Putting It Together: A Full Worked Valuation
• Avoiding the Insurer's Traps

Learning objectives

• Apply the four-part negligence test — duty, breach, causation, and damages — to your own incident.
• Distinguish economic damages (medical bills, lost wages) from non-economic damages (pain and suffering) and total each correctly.
• Calculate a pain-and-suffering figure using both the multiplier method and the per-diem method, and know when each fits.
• Adjust an expected payout for comparative or contributory negligence based on your state's fault rule.
• Assemble the documentation — medical specials, wage proof, and records — that turns a claim into a credible demand.
• Run the demand-counter-settle negotiation lifecycle and recognize a fair offer versus a lowball.
• Handle medical liens and unpaid bills so your net recovery is not silently eaten away.
• Decide when a case clearly needs a lawyer and use the settlement calculators to sanity-check any number you are quoted.