📈 Retirement, FIRE & Everyday Investing

Build long-term wealth and a real retirement plan from scratch — master compound growth, tax-advantaged accounts, your FIRE number, and safe withdrawal, with a suite tool behind every lesson. It maps to Personal Finance — Retirement & FIRE Planning. The course is organized into 10 modules, ending with a final exam (pass mark 80%). It is independent, free exam-preparation training — not an official or accredited review course.

What you'll learn

• Compound Growth & the Rule of 72
• How Tax-Advantaged Accounts Work
• The Employer Match: Free Money First
• Roth vs Traditional: Choosing Wisely
• Your Number: 25x Expenses & the 4% Rule
• Safe Withdrawal & Portfolio Longevity
• Annuities as Guaranteed Income
• Social Security Claiming Strategy
• FIRE Variants: Coast, Barista & Lean
• Building & Sequencing Your Plan

Learning objectives

• Explain compound growth and use the Rule of 72 to estimate how fast money doubles.
• Distinguish how 401(k)s, Traditional IRAs, and Roth IRAs are taxed, and capture every dollar of an employer match.
• Choose between Roth and Traditional contributions based on your current versus expected future tax bracket.
• Compute your retirement / FIRE number using 25x annual expenses and the 4% rule.
• Model safe withdrawal rates and portfolio longevity so your money outlasts you, not the other way around.
• Compare annuities and Social Security claiming ages as sources of guaranteed lifetime income.
• Identify which FIRE variant — Coast, Barista, or savings-rate-driven — fits your life and timeline.
• Translate every concept into action using the matching AMAADOR calculator for each module.