🪙 Zakat & Islamic Giving: Calculating Your Obligation Correctly

A practical, evidence-based course on the fiqh and arithmetic of zakat and voluntary giving — so you can confidently compute what you owe across cash, gold, business, investments, crops and livestock, and structure lasting charity. It maps to Fiqh of Zakat & Charitable Giving. The course is organized into 11 modules, ending with a final exam (pass mark 80%). It is independent, free exam-preparation training — not an official or accredited review course.

What you'll learn

• What Zakat Is — and Why It Is the Third Pillar
• Nisab: The Threshold of Gold and Silver
• The Hawl and the Four Conditions of Zakatable Wealth
• Zakat on Cash, Savings, Gold and Silver
• Zakat on Trade Goods and Business Inventory
• Zakat on Stocks, Funds and Investment Accounts
• Zakat on Crops and Livestock
• Zakat al-Fitr: The Eid Charity
• The Eight Categories of Recipients
• Fidyah and Kaffarah: Atonement Payments
• Structuring Sadaqah Jariyah (Ongoing Charity)

Learning objectives

• Define zakat, distinguish it from voluntary sadaqah, and state its place as the third pillar of Islam.
• Determine whether you have reached nisab using current gold and silver prices, and track the hawl (lunar year).
• Apply the four conditions of zakatable wealth: full ownership, growth, surplus over needs, and completion of the year.
• Compute the 2.5% liability on cash, savings, gold, silver, trade goods, business inventory, and investment accounts.
• Calculate zakat on agricultural produce (5%/10%) and apply the livestock nisab tables for camels, cattle, and sheep/goats.
• Calculate zakat al-fitr per household member and pay it correctly before the Eid prayer.
• Identify the eight Qur'anic categories of recipients and avoid paying zakat to ineligible parties.
• Apply the rules and amounts of fidyah and kaffarah, and structure ongoing sadaqah jariyah for lasting reward.